How does transfer budget work now?

Money: $21,502,739 (excellent)
Transfer Budget: $1,016,690

Why is it so low?

In MediumTicker it’s still working the old way, based on the level of investment in the transfer budget investments area that was done in the first 12 turns of the season and then locked in. You can’t see what that value is anymore but it’s still applicable. Next season from turn 13 onwards it will be like FastTicker, where the amount available is dynamically calculated based on your total money balance and the amount of money you spend with wages.